Well here we are, 5 years on since the February 2011 earthquake that decimated Christchurch. On Monday there will be tears shed, politicians will say soothing words and the verbosity will flow. (I notice this morning that we have lots of feel good articles in the Press about how well we are all doing and what great achievements have been made, how the city is moving forward and we are nearly half way there. Wherever there is???? I will talk about High Street in a later post).
All very nice and good. But behind the scenes there is another story. The one that no one likes to talk about. This is about those of us still stuck in Insurance hell.
Tomorrow at 12 noon in the Christchurch Square a protest is occurring. I will be there.
So whats this about??? This is the back story about those of us stuck in “insurance limbo land”. Some say that its all our own fault that we are in this situation, ie we have not accepted insurance company offers, we are greedy, we think that our houses were worth more etc. In most cases this is not true. It is due to the stalling tactics being practiced by the insurance companies, it is about poor repair strategies being imposed on home owners by insurance companies, it is about poor workmanship by contractors, it is about multiple assessments by untrained assessors. The list of variables is endless.
It’s About Deny Delay Defend. The tactic being used by the Insurance companies to stall payments as long as they can, a book by Jay M. Feinman describes the practice in all its glory. http://www.delaydenydefend.com/book/
There have been many articles written about this policy and I will not bore you with the details. Goggle is your friend here.
So if you can, come and protest with us, because next time this may be you struggling to get a house after 5 years of waiting.
For me it is about finding out that the consented plans supplied by the building company for my new house actually do not comply with the building code. There are multiple errors in the design: Errors in wind loading, water issues, foundation issues all leading to a redesign being needed. There appears to have been a deliberate “fudging” of the consent by the designers. Strange “omissions” of detail. It is with some surprise that I note that these issues were not picked up by the CCC Building Consents Department. ( Those of you who know my history with Building consents will laugh).
Like Johnny Moore, I am having trouble “Getting over it” If I hear that phrase once again this weekend I will have a full out whinge.
“Wouldn’t that be nice to just get on with it? There’s nothing I’d like more. Sadly, for plenty of people they’re finding it had to move forward when they’re still waist-deep in the quagmire that is the Rebuild”. Nice comment Johnny.
Ho Humm, tomorrow will be fun. Kiwis need to protest more, the French have this well sorted out. Bring on the tractors and loads of manure.